Why Is My Car Insurance Rates Higher This Year?

"Because the rates went up"

"Yes, but why?"

"Well, according to my computer, your premiums went up $104 from last year"

"Yes, but why?"

"Well, the Grand Touring Protection Coverage from last year went up $25, so really it only went up $75"

"Actually that's $79. But if my car is getting older each year, and it depreciates in value each year, why are my rates going up?"

"Inflation"

"Really? Inflation? That's the reason?"

"Yes. Is there anything else I can help you with?"
"No, but I find that a really dumb answer. Thanks anyway"

Sigh. I seriously hate car insurance companies.